Whether you live in The Republic of Ireland or are thinking about moving there, one of the most important things to get right for any driver is your car insurance.
Irish Car Insurers in Plentiful Supply
For Irish citizens, finding a good provider should be a piece of cake. Irish car insurance providers will operate in conjunction with EU directives, meaning that standards of service will be set by law and insurance prices will remain largely in line with one another. However, as with any type of insurance, costs will invariable differ between providers depending on which make of car you drive, how long you’ve been a road user, and whether or not you have a clean driving record. Most insurance companies maintain websites where you can take a look at their policies and obtain a quick and free car insurance quote.
Non-Irish Citizens Looking for a New Provider
For non-Irish citizens who are thinking about moving to The Republic of Ireland, finding a car insurance provider may be a little trickier depending on whether or not you wish to stay with your original provider, how long you intend to stay in the country, and whether or not you want to shop around for a better deal than the one you currently have.
If you need to find a new car insurance provider the best place to start looking is at online companies such as Axa. Irish car insurance company policies all operate under EU directives; however you may not be able to keep your existing policy once you’ve moved. Deciding to live in Ireland will necessarily involve having to take into account some new information about what you will and won’t be covered for; for example, in Ireland car insurance is only ever issued to the individual, not the car. Your Irish car insurance provider will be able to give you the best advice on this matter, and others, when purchasing your new insurance.
Car Insurance Checklist
The top things to remember when buying car insurance tend to remain the same when buying insurance in any EU country:
- What kind of insurance will you need? This could be anything from Liability to Comprehensive or PIP.
- Acquaint yourself with the fine print of any contract before you sign it, particularly when it comes to the cash value of your car and excess provision.
- Get the best personal quote you can. Insurance will always take into account the circumstances of your driving history, so make sure you furnish your prospective provider with all the necessary details, and make sure to shop around for the best deal.