Auto Insurance Articles

What Prevents Drivers to Buy Good Auto Insurance Coverage?

Most motorists know the importance of a good vehicle insurance protection. Nonetheless they fail to arrange sufficient coverage for one way or another. If only they knew how easy and cost effective it is to arrange good coverage they would probably get over this problem. Sometimes, it may be your mind set that prevents you to get the best deal. Here are a few of the reasons or justifications for purchasing inadequate policies or not buying coverage at all. Nothing Happens! Everyone must buy at least liabilities coverage to be able to drive legally. However, buying coverage only to meet these requirements is under appreciating the protection offered. Thinking that you only buy policies just in case you may be stopped by police would mean that you would only buy the minimum legally requ...

Why Shopping Around for Insurance Is Vital for Older Drivers

Everyone wants to find the cheapest car insurance possible. After all, who wants to pay over the odds for getting cover? But how would you feel if you were forced to suddenly pay a much higher premium, or were even refused cover, despite having an exemplary driving record spanning many years. This is the reality facing many older drivers. Here is a look at the problems they face and just how shopping around might provide a better option. The Facts Older drivers are often blamed for being almost as dangerous as the young and inexperienced, and as a result, many insurers are charging much higher premiums or even refusing to provide any cover at all. But research from the Department of Transport has shown that when taking into account the proportion of drivers on the road in co...

Are Car Insurance Premiums Too High?

For many potential motorists, car insurance is simply far too expensive. For young people especially, the cost of insurance on a one litre car can run into the thousands, pricing people out of the market. However, it isn’t just young people who are feeling the pinch, with experienced drivers with over a decade’s worth of no claims bonuses still paying huge fees for their insurance. The Competition Commission Calls For Change A new study from the Competition Commission has led to the conclusion that motorists are paying too much money for their car insurance because of the complex chain involved with claims. The Competition Commission has announced that the incredibly high premiums paid by motorists are a direct result of the cost of courtesy cars and repairs that are paid for ...

Why the First 15 Minutes After an Accident are Crucial to Your Claim

When you suffer any type of accident, you can find yourself feeling temporarily out of sorts, which means that you may not necessarily take note of how, where, and why the accident happened until later on. However, the first 15 minutes following an accident are crucial for those who may be entitled to compensation and considering making a claim. The first 15 minutes is when you are still in the environment where the accident occurred, the details of what happened are still fresh in your mind, and you are most likely to have potential witnesses around you who can back up your account should the need arise later on. It is these finer details that can help lawyers at specialist firms such as Injury Lawyers 4 U to successfully claim the compensation to which you may be entitled. W...

Insurance Companies And Roadside Assistance

In America, every driver on the road is required to have automobile insurance. So it just makes sense to have insurance that will have your back, in the event that your car breaks down on the side of the road. Many auto insurance companies offer some type of roadside assistance in their available plans. This is helpful, as most people may not opt in for it at all, and later find out they could really use it. How to find the best plan AARP online car insurance quotes are relatively easy to get. A person can get a quote over the phone or online. This process usually only takes a few minutes to complete. Most people will go online to get their automobile insurance quote. Auto insurance quote from many companies can be received from just one company. Many insurance providers h...

Auto Insurance: Things To Know

By  On February 10, 2013 | Filed Under Auto Insurance Articles

Auto Insurance: Things To Know

Car insurance is so very important for you and your family. It protects your car, your valuable investment and you from a painful process should something go wrong. There are many times that a solid insurance policy can help you out of a very sticky situation. Choosing the right policy from your 21st Century insurance agent is important to make sure you are covered no matter what happens. Check out a few horror stories and a few ways this insurance policy can mean the difference between peace of mind and frustration: Choose the Right Amount of Coverage In some situations people feel that they can get away with minimum coverage on their vehicle because that is all the law requires. One example where this is not a great idea is in the case of a single mom who had a car accid...

Channel 4’s Dispatches Investigates Motor Insurance

Dispatches’ latest investigation may spell trouble for insurers nationwide. Channel 4’s most lauded investigative television show has been burrowing into the heart of the motor insurance industry in an attempt to find out the extent to which insurers and accident management companies are able to influence the workflow and profit margins of body shops and car repair garages. After having been shown the Retail Motor Law report which outlines agreements that certain manufacturers and distributors of paint enter into with insurers, Dispatches decided to investigate the matter further, finding that some insurers are indulging in disreputable practices which result in artificial increases to drivers’ premiums. How are Insurers Increasing Our Premiums? Dodgy practices may in...

Car Insurance in The Republic of Ireland

Whether you live in The Republic of Ireland or are thinking about moving there, one of the most important things to get right for any driver is your car insurance. Irish Car Insurers in Plentiful Supply For Irish citizens, finding a good provider should be a piece of cake. Irish car insurance providers will operate in conjunction with EU directives, meaning that standards of service will be set by law and insurance prices will remain largely in line with one another. However, as with any type of insurance, costs will invariable differ between providers depending on which make of car you drive, how long you’ve been a road user, and whether or not you have a clean driving record. Most insurance companies maintain websites where you can take a look at their policies and obtain a quick ...

Fleet Insurance for Families

Fleet insurance is traditionally used for companies that use vehicles in their day-to-day business, such as taxis, couriers, and haulage. Covering over three vehicles at a time, they are useful for a hassle and stress-free way of insuring your fleet as all the vehicles have one renewal date. However, more and more families are seeing this as a viable option for their cars. As children grow up and buy cars or those that are self-employed, running their own business with vehicles on top of their family’s cars, people can find themselves with four or five cars that need insurance. Why it’s a Good Idea Insuring your cars like this is a good idea because it can save you time and money especially if you have more than three cars. Different types of vehicles both private and comm...

Young Drivers Insurance

By  On September 14, 2012 | Filed Under Auto Insurance Articles

Young Drivers Insurance

When looking for car insurance policies for young drivers, it’s important to know what differentiates the two main policies, third party insurance and fully comprehensive insurance, so that you can decide which kind of car insurance is right for you. Let’s deal with fully comprehensive insurance here. As a young driver looking for cheap car insurance, fully comprehensive car insurance will likely be the most expensive of the options, but at the same time, it can cover you in a variety of situations where the other kinds of car insurance policies would simply leave you to take the financial hit alone. Standard fully comprehensive means that in situations, for example, where through an accident you cause injury to a person outside the car or damage to their property you will be...

Increase in accidents involving women motorcyclists as more women take up biking

For many people, the freedom that they experience on a motorbike means that they would never consider giving it up, despite knowing the dangers if something went wrong. This freedom has traditionally been enjoyed by an almost overwhelmingly male crowd, although this is starting to change. More and more women are taking to two wheels because of the exhilarating experience, amongst other things, that they simply can’t get elsewhere. Unfortunately this also means that more women are involved in motorcycle accidents, which are the inevitable result of more women riding bikes and busier roads. Day to day savings Although it is traditionally a male pastime, more and more women are taking to biking for the freedom it brings, but also for the low cost in comparison to running a car....

Comparing car insurance in Australia – 5 things to consider

Choosing car insurance can be a stressful process for many people, and with so much variety it is sometimes hard to know which option is the right one for you. If unsure, it is helpful to be able to compare car insurance to see where you are likely to get the best quote, and a policy that is suited to your individual needs. This can be done simply online, with comparison websites such as iSelect. To properly compare car insurance, it is important to understand exactly what is taken into account by insurers determine the cost of your premium. Below are some examples of things that could typically influence your car insurance quote. Various kinds of car insurance There are a number of different types of insurance. Compulsory Third Party Insurance (or CTP Insurance)  is re...

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