Swapping my Bike for a Car

Not too long ago if you saw me travelling anywhere, it would be on my bike, but that is certainly not the case anymore. A few weeks ago, I got into a quite serious conversation with one of my friends about whether or not cars were better than bikes. The unusual part of this conversation, though, was that my friend, a car driver, was arguing the toss of the bike, whilst I was standing up for the worthy car! We came to the conclusion that it was ridiculous that we were in the wrong vehicles, and we actually agreed to swap!

Photo by Myles Noton

I was absolutely thrilled with this prospect. I had spent too much money on that bike for what it was worth. The only good value I got through it was my insurance policy through http://www.carolenash.com/, everything else about it cost me a fortune! I was now the proud owner of a car! Yes, a vehicle that you could sit down in, and actually lean back without falling out of it! A vehicle that actually had some protection against the rain! A modus operandus that offered more in house entertainment than my own voice (which isn’t very pleasant, by the way). I was so pleased. I had grown so tired of the freexing cold mornings on that thing. Tired of feeling like I was public enemy number one everytime I drove on the road, watching out for lorries and trucks, thinking it was going to be my last day on this earth. Finally I was in something that could offer me comfort and protection, surely that’s all any of us want from anything, isn’t it?

Informations About Cars And Motorbikes That The Common Man Should Know

Motorcycle riders are often endowed with an unfair reputation of being irresponsible drivers who are more prone to accidents. Although, statistics somewhat justifies this claim, some other studies tend to prove the contrary. It has been seen that, per 100 million miles covered by a car, 423.13 cars face accidents. This number is almost double when it comes to a motorbike. Here, 776.57 bikes meet with an accident when they have travelled 100 million miles.

Photo by Mike Birchall

So, this proves that the chances of being involved in an accident for a car is nearly half in comparison to a motorcycle. Again, the rate of fatality in a car accident is 15.72 out of 100,000 registered passenger cars while this figure stands as high as 64.88 out of 100,000 registered motorbikes. So, it also proves that the rate of casualty is 4 times in a motorbike accident than in a car accident. However, coming to the results shown by a study, it has been found that, in case of a car and bike crash, it is mostly the car driver’s mistake. The driver of a car, often tends to overlook a motorcyclist thereby leading to such accidents. And also, the chances to be injured in a car accident are far more in comparison to those chances in a bike accident.

And still, the insurance companies seem to favor the car owners more than the bikers. A motorcycle insurance company does not provide coverage for personal and passenger injuries in one package and these need to be bought separately. This has been stated even by the experts of Carole Nash, the biggest motorcycle insurance company in the UK and Ireland.  Whereas, a car insurance company provides these coverage in the same package that it provides for the car.

When deciding, between a car and a bike, the technicalities do noy intrigue a common man, but the abive mentioned details must be borne in mind.