Following the worries about the number of teenage deaths caused by car accidents, particularly in America, and the number of other drivers and pedestrians also impacted as a result of this, it has never been more important for teenagers to think seriously about their driving habits and the insurance cover they take out. Sky-high premiums will continue to rise if drivers do not become more responsible, yet for many who do drive responsibly, this seems unfair. MoneySupermarket.com offer a great service for new drivers looking to take out car insurance, providing a comparison facility which makes it easy to find the right deal.
Those deemed most at risk are young male drivers, making their insurance premiums the highest, although this gender division may be abolished at some stage soon as it will become illegal for insurance providers to base premiums on gender. However, this does not change the fact that men under the age of 21 are around 10 times more likely to have a car accident than male drivers over the age of 35.
Gaining experience on the road is an essential part of becoming a safer driver. Although you may have had up to 50 lessons and might think your driving abilities are great, the reality is that until you have years of time spent on the road and have tested your skills to the max you will not be able to assess conditions as successfully as somebody who has. For example driving in the countryside is very different from city driving or motorway driving and you are constantly learning, not only about your own driving but also how other people drive. Additionally if you are a teenage driver, it might not seem cool to drive as safely as you should and impressing your friends may appear more important.
One way of reducing your risk level in the eyes of insurers is to get your driving instructor to take you through the Driving Standard Agency’s Pass Plus Scheme. This is an excellent way for teenage drivers to enhance their abilities, increase confidence and save money.
Comments 1